Houghton Financial Partners is committed to providing retirement concepts and solutions for corporations, partnerships, executives, business owners, and their employees. Our Retirement Solutions include Qualified Retirement plans, Pension, Profit Sharing, Defined Benefit, 401(k), 403(b), and Simplified Employee Pension Plans. Additionally, Houghton Financial Partners is dedicated to providing continuing financial links after the plans are initiated.
After meeting with a client to determine goals and objectives, we design a plan that is custom built to suit the client’s needs. We then implement the plan, including installation and individual enrollment, and assist with all administrative services once the plan is in place.
- Qualified Retirement Plans
- Profit Sharing
- Simplified Employee Pension Plans
- ESOP- Employee Stock Ownership Plans
- SIMPLE IRA, SEP, Solo 401(k) Plans
For 401(k) plans, we annually prepare a Plan Investment Analysis for the trustees, which includes:
- Fund Performance
- Fund Volatility (Risk)
- Fund Expenses
- Manager Charges
- Market Analysis
- Overall Plan Success
- Administrative Efficiency
Houghton Financial Partners coordinates enrollment meetings twice a year with company representatives and administrators. Meetings address any questions participants may have and provide information to encourage optimum use of the plan.
Houghton Financial Partners works closely with companies and participants to find solutions in managing their retirement needs. Clients receive immediate access to individual and company-wide financial links.